Terms of Use

1 · Agreement

These Terms of Use form a binding agreement between you and Nimble AI Inc., which operates the Nimble & Cross software platform, and Cross LLP, which provides the legal, tax, and financial professional services available through it. Both are wholly owned subsidiaries of Nimble & Cross Pte. Ltd. (Singapore), the group's parent holding company. By accessing or using the Nimble & Cross platform you agree to these Terms.

2 · Eligibility

You must be at least 18 years old, lawfully able to enter contracts, and not subject to sanctions or other restrictions that would make providing service to you illegal. We may decline service, suspend, or terminate your account at our discretion in accordance with applicable law.

3 · Account responsibilities

• Provide accurate, complete information during onboarding and keep it updated.
• Maintain the confidentiality of your credentials and immediately notify us of any unauthorized use.
• Comply with all laws applicable to your business and your use of the platform.

4 · Our services

Nimble & Cross combines a software platform with professional services delivered by Cross LLP's licensed lawyers and CPAs. Every structure is designed and every filing is signed off by a licensed professional before an AI agent executes it. The specific services available to you depend on your plan and are described in more detail on our department pages.

4.1 Incorporation and entity management

We form and maintain entities on your behalf, including Canadian federal and provincial corporations, US C-corps and LLCs, and cross-border holding structures, and we file with the relevant registry, including Corporations Canada, the Delaware Division of Corporations, the Cayman Islands General Registry, Companies House, and ACRA, among others. This includes preparing governance documents, issuing founder stock, filing 83(b) elections, and maintaining your cap table.

4.2 Banking, cards, and payments

Banking and card services are provided by our licensed partners: i2c, Lithic, RBC Business Banking, National Bank, Peoples Group, Bridge, and Paytrie. Funds are held in accounts titled in your company's name at the underlying chartered bank, not on our balance sheet, and carry that bank's standard deposit insurance. Nimble & Cross is not itself a bank. Your use of card and payment services is also governed by the relevant partner's cardholder or account agreement, which we surface to you in-app at onboarding. Where you engage us as merchant of record for international sales, that arrangement is governed by a separate merchant-of-record agreement.

4.3 Bookkeeping, tax, and revenue-agency representation

We close your books, prepare and file tax returns, and, where you authorize us as your representative (for example, via Form T1013 with the CRA, or an equivalent authorization in another jurisdiction), we receive your tax information and correspond and file on your behalf before that agency. You remain responsible for the accuracy of the information you provide to us. If a mechanical filing error occurs on our end, we correct it at our cost. Fees for revenue-agency representation follow the arrangement described in Section 6.

4.4 Fundraising and capital

We prepare investor data rooms, draft SAFE and note agreements, route signatures, and screen counterparties for KYC and AML before funds move. Fundraising documents and investor data are handled under the confidentiality terms described in our Privacy Policy.

4.5 Wealth, trusts, and charitable giving

We design and file trust structures, donor-advised funds, and estate-planning documents, and administer charitable grants on your instruction. Trust and beneficiary data is held under the same enclave protections described in our Privacy Policy.

5 · Professional services and licensed representation

Legal, tax, and financial advice, and any representation before a court, regulator, or revenue agency, is provided exclusively by Cross LLP's licensed lawyers and CPAs, governed by your engagement letter with Cross LLP and applicable rules of professional conduct, not by these Terms. Nimble AI Inc. does not provide legal, tax, or investment advice. It builds and operates the software those professionals, and their supervised AI agents, use to do the work.

6 · Fees

Our fees are described on the Pricing page and within the in-app billing screen. We will give 30 days' notice before any material fee change takes effect. Where you authorize us to represent you in recovering a tax refund, we may instead charge no fee unless a refund is realized, in which case we charge a transparent share of the refund as disclosed at the time of filing.

7 · Acceptable use

Your use of Nimble & Cross must comply with our Acceptable Use Policy, which is incorporated into these Terms by reference.

8 · Intellectual property

The Nimble & Cross platform, including all software, designs, and trademarks, is owned by Nimble AI Inc. or its licensors. Legal and tax work product Cross LLP prepares for you, such as filed documents, agreements, and returns, belongs to you once delivered, subject to the terms of your engagement letter. Nothing in these Terms transfers platform ownership rights to you, except a limited, non-exclusive, non-transferable, revocable license to use the platform.

9 · Disclaimers

The Nimble & Cross software platform is provided "as is" and "as available." To the maximum extent permitted by law, Nimble AI Inc. disclaims all warranties, express or implied, including fitness for a particular purpose and non-infringement, with respect to the platform. Professional services provided by Cross LLP are governed by your engagement letter and applicable professional-conduct rules, and are not disclaimed by this section. Nimble & Cross does not provide investment advice, and nothing on the platform or in these Terms should be read as a recommendation to buy, sell, or hold any security.

10 · Limitation of liability

This limitation applies to the Nimble & Cross software platform, provided by Nimble AI Inc. To the maximum extent permitted by law, Nimble AI Inc.'s total liability for any claim arising from or related to the platform is limited to the greater of (a) the fees you paid to Nimble & Cross in the 12 months before the claim, or (b) CAD $250. This cap does not apply to professional services delivered by Cross LLP. A mechanical filing error caused by Cross LLP is corrected at Cross LLP's cost, and liability for a judgment call on a complex professional matter is covered by Cross LLP's professional liability insurance, as described in your engagement letter.

11 · Indemnification

You agree to indemnify Nimble & Cross against any claims arising from your breach of these Terms, your violation of law, or your misuse of the platform.

12 · Governing law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. The courts of Ontario have exclusive jurisdiction over any dispute.

13 · Changes

We may update these Terms from time to time. If a change is material, we will notify you in advance and your continued use after the effective date constitutes acceptance.

14 · Contact

Questions about these Terms: legal@nimblecross.com